Our Clients FAQs

Borrower

-For walk-in applicants, please go directly to our office, Monday to Friday. 8 am to 5 pm, and during Saturdays 8:00 am to 12 nn.

-For online applicants, just click the borrow button at the top of the web page, under the Borrow you will find the different loan products offered, Choose which loan product you will be applying, fill up the online application form and wait for our response within 48 hours.

-For walk-in applicants, fill up the loan application form and submit the documents required. Loan Officers will be reviewing your applications. Once your loan is approved you will be notified thru SMS.

-For online applicants, once the loan officer received your application, our credit evaluation team will call you within 48 hours for verification of your data. Once your loan application has been verified, submission of additional documents maybe required. Our office is open Monday to Friday 8am-5pm and during Saturday 8am-12noon for the signing of your. loan documents.


- You may send Sms or call us

- The actual amount of loan you can apply will depend on the qualifications and loan product you will be applying for, the minimum amount you can loan is Php 2,000 and the Maximum is Php 200,000 for Business Loan.

- Loan can be paid from 2 months and maximum up to 6 months

- You will pay your loan using Post Dated Checks (PDC) due bi-monthly and monthly, you can also settle it through bank deposit,payment to our depository banks, and to our field collectors on daily basis and weekly basis.

-If you failed to pay and had circumstances beyond your control, please advise us ahead of time so we can help you. We will do everything we could so you can have your payment schedule that you can pay regarding your situation, in order to fulfill the legal obligation that is written in the contract you signed.We will charge the penalties in all of the payments you missed.

- If you still fail to fulfill your loan obligation regardless of our efforts, the company has the very right to take legal action and implement the terms on loan agreement.

- We don't charge processing fees before the evaluation of the loan application. We charge processing fees once the loan is approved, it will be deducted on the loan principal.

-The loan application will be processed within 5 days from the day you received your loan application, always check your emails or sms for updates, kindly send us the required documents needed for fast processing.

- All of our koans has monthly interest of 5% to 7%. Loan terms is 2 mos. to 6 mos. only, and can be paid Daily, Weekly, Bi-monthly and monthly.

- The borrower should take note of the following:
a.) The borrower should know what are the different loan products before they decide on which loan they will choose based on their needs.
b.) Read carefully the loan contract and make sure that you understand the Terms and Condition before you sign the contract.
c.) Be honest all the time. Inform us everything about you current credit problems
d.) Dont put incorrect details on your loan application and make sure that all of the supporting documents are valid.

- Browse or scan the different loan products on our website and check the following requirements needed for each product.

- We offer non-collateral loan. We ask for collateral if the loan amount you will be applying is above 50,000 pesos.

- The bouncing checks law, punishes any person who makes or draws and issues any checks to apply on account or for value, knowing at the time of issue that he does not have sufficient funds in or drawee bank for the payment of such check upon its presentment.

 

Investor

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Apply for loan invest now

Getting a loan made simple, Need money? Get the cash you need!

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How it works

1
Step 1

Click "Apply Now" and fill up the online application form and submit the corresponding requirements.

2
Step 2

Our loan Officer will verify the submitted details and requirements. Expect a call with 48 hours.

3
Step 3

Once approved you will receive an SMS advising you to visit our office for signing of the loan documents and to pick up the loan proceeds.